Privacy Policy
Last Updated: September 29, 2025
This Privacy Policy explains how STOC Advisory (“Company,” “we,” “our,” “us”) collects, uses, and shares personal information when you use our website and Services.
1. Information We Collect
- Contact Data: name, email address, phone number (optional), and message content you submit.
- Device/Usage Data: IP address, user-agent, pages viewed, referring URLs, and interactions.
- Communications Data: preferences and consent signals (e.g., SMS opt-in/opt-out).
- Cookies & Similar Technologies: used for functionality, analytics, and (if enabled) marketing.
2. Sources of Data
We collect data directly from you (forms, emails, SMS), automatically via your device/browser, and from service providers that help us operate the Services (e.g., email/SMS providers, analytics).
3. How We Use Information
- Provide, maintain, and improve the Services;
- Respond to inquiries and deliver communications you request;
- Send transactional and (with consent) marketing messages, including SMS;
- Measure performance and enhance security and fraud prevention;
- Comply with legal obligations and enforce our Terms.
4. SMS Program & Consent (A2P 10DLC)
If you provide your phone number, you consent to receive automated SMS/MMS messages (follow-ups, reminders). Message frequency varies. Msg & data rates may apply. Reply STOP to opt out; reply HELP for help. Consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.
We log consent metadata (e.g., phone number, timestamp, form context, user-agent, IP where available) to support compliance. We honor opt-out requests by suppressing further messages to that number unless you re-opt in.
5. Legal Bases (GDPR/UK GDPR, where applicable)
- Consent: for marketing (including SMS) and certain cookies/analytics;
- Legitimate Interests: to operate, secure, and improve our Services;
- Contract: to respond to requests you initiate;
- Legal Obligation: to comply with applicable laws and regulations.
6. Sharing of Information
- Service Providers: e.g., email (Resend), hosting, analytics, CRM, and SMS messaging vendors;
- Legal & Safety: to comply with law or protect rights, safety, and security;
- Business Transfers: in connection with a merger, acquisition, or similar event.
7. Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, including regulatory/audit requirements (e.g., SMS consent records), and then delete or anonymize it.
8. Your Rights & Choices
- Opt out of SMS by replying STOP; text HELP for help.
- Unsubscribe from emails via the link provided (if applicable) or by contacting us.
- Request access, correction, or deletion of your data by emailing inquiry@stocadvisory.com.
- California residents (CCPA/CPRA): you may have additional rights regarding access, deletion, and limiting use of sensitive data. If we “sell” or “share” personal information as defined by law, we will provide a “Do Not Sell or Share My Personal Information” mechanism.
- EEA/UK residents: you may have rights to object or restrict processing and to data portability; you may lodge a complaint with your local supervisory authority.
- We do not sell personal information.
9. Cookies & Analytics
We use cookies and similar technologies for site functionality and analytics. Where required, we seek consent for non-essential cookies. You can control cookies via your browser settings.
10. Data Security
We implement reasonable administrative, technical, and organizational safeguards. No method of transmission or storage is 100% secure.
11. Children's Privacy
Our Services are not directed to children under 16, and we do not knowingly collect their personal information.
12. International Transfers
If data is transferred internationally, we use appropriate safeguards where required by law.
13. Changes to This Policy
We may update this Policy periodically. The “Last Updated” date reflects the latest version.
14. Contact
STOC Advisory
inquiry@stocadvisory.com
600 Baltimore Ave., Suite 205, Towson, MD 21204