Terms of Service

Last Updated: September 29, 2025

Welcome to STOC Advisory (“Company,” “we,” “our,” “us”). These Terms of Service (“Terms”) govern your access to and use of our website, content, and services (collectively, the “Services”). By using the Services, you agree to these Terms.

1. Eligibility & Use

You may use the Services only if you can form a binding contract with us and are not barred under applicable law. You agree to use the Services only for lawful purposes and in accordance with these Terms.

2. Not Investment, Legal, or Tax Advice

Information provided via the Services is for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. Decisions based on information contained in the Services are your sole responsibility. You should consult qualified professionals before making decisions.

3. Intellectual Property

The Services, including text, graphics, logos, designs, and software, are owned by or licensed to STOC Advisory and protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written consent.

4. User Submissions

Use submissions for the purpose of responding to inquiries or providing the Services.

5. Prohibited Conduct

6. Third-Party Links

The Services may contain links to third-party sites or services. We are not responsible for their content or practices. Links do not imply endorsement.

7. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted or error-free.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOC ADVISORY AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES.

9. Indemnification

You agree to indemnify and hold harmless STOC Advisory and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Services or your violation of these Terms.

10. SMS Terms (A2P 10DLC)

By providing your phone number via our forms, you consent to receive automated SMS/MMS messages related to your inquiries or use of our Services (e.g., confirmations, reminders, or follow-ups). Message frequency may vary. Message and data rates may apply. You can opt out at any time by replying STOP. For help, reply HELP or contact us at inquiry@stocadvisory.com. Consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.

We record your consent event (timestamp, phone, form context) to comply with applicable SMS regulations, including A2P 10DLC registration requirements.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Wisconsin, without regard to conflict of law principles. Any disputes shall be resolved in state or federal courts located in Dane County, Wisconsin, and you consent to such jurisdiction.

12. Changes to These Terms

We may update these Terms from time to time. The “Last Updated” date will reflect the latest version. Your continued use of the Services after changes are posted constitutes acceptance.

13. Contact

STOC Advisory
inquiry@stocadvisory.com
600 Baltimore Ave., Suite 205, Towson, MD 21204